Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. A well-grounded and effective plan goes beyond the realm of saving, budgeting, and investing. It also considers other elements of your financial picture, including insurance planning, tax planning, retirement planning, estate planning, and much more.
By understanding the role of financial planning in meeting your short, intermediate, and long-term financial aspirations, you’ll be better equipped to control your financial future.
Our Approach to Financial Planning
Values Conversation – We help you determine “What’s important about money to you?” This process helps you identify your goals and values.
Develop a Financial Roadmap® – Chart your financial information to help you reach your stated goals based on your values. This is the foundation for your individualized comprehensive financial plan*.
Build a Comprehensive Financial Plan* – Write a detailed plan based on your current financial information and address all areas of your life including: tax, cash-flow, educational, estate, insurance, and retirement planning.
Implement the Plan* – Use an Investment Policy Statement (IPS) to identify your risk tolerance and develop your asset allocation based on your financial needs and help you follow through with your recommendations and action steps. Click here to view Professional Money Management Video
Vision Coaching – We help keep you focused on “What’s important about money to you” by consistently meeting with you to review your goals and values. Your time in meetings is required to assess your progress in attaining your goals and to relay if they may have changed over time.